Banking Economics for Bank Boards and CEOs

About Me

Banking Futurist and Advisor to Bank CEOs and Boards

I work with bank CEOs, executive committees and boards on the forces reshaping the economics and future of banking.

I am a banking futurist and strategic advisor focused on structural change, banking economics, AI, governance and executive decision-making. My work helps senior leaders understand what is changing, how it may affect the institution, and what deserves attention before the consequences become visible in performance.

Since 2012, I have worked with more than 120 banking institutions across global markets, including retail and commercial banks, central banks, regulators and systemically important institutions. My work has also brought me into conversations with organisations including Citi, Standard Chartered, ANZ, ABN AMRO, Deutsche Bank, American Express and UBS.

I am the founder of:

Bancly
A banking-exclusive advisory focused on the Future Economics of Banking. Bancly helps CEOs, ExCos and Boards understand how structural forces may change profit pools, funding, margins, operating models, capital, risk and long-term franchise economics.

Limiere
A specialist advisory focused on AI-to-Balance-Sheet Translation for Bank CEOs and Boards. Limiere examines how AI activity translates into measurable outcomes across cost, revenue, risk, capital, productivity and enterprise value.

How I Work

I work selectively with senior banking leadership through private executive sessions, board briefings, advisory engagements and strategic interventions.

The work is independent, senior-led and institution-specific. I do not sell technology, software or implementation services.

Writing and Ideas

I write about the future of banking, AI economics, structural change, governance and the decisions facing bank leadership.

You can explore my writing on the blog or connect with me on LinkedIn.

For enquiries: office at limiere dot com